True. And removing the 1930s era regulations of the financial industry during the Clinton and Bush administrations in the 1990s and the 2000s is in large part to blame for the financial industry's tumble in 2008 and the resulting Great Recession. Nor are we out of the woods yet; forecasters predict there will be more foreclosures in 2010 than there were in 2008 & 2009 combined. A double dip recession is a real possibility.